We are in pre-launch, so there are no public prices. Here is the shape of the plans and how AI usage will work. Join the beta and you help decide what each plan includes, at the best price we will ever offer.
The simplest way to think about it: one credit is about one AI message. Each plan gives you a pool of credits, and you choose which model answers. Cheaper models are fast and great for most things, premium models are deeper thinkers for the hard problems and cost a few credits each.
| Model | Best for | Roughly costs |
|---|---|---|
| Gemini Flash | Everyday chat, quick answers, drafting | 1 credit |
| GPT-5.5 | Stronger reasoning, code, structured work | 2 credits |
| Gemini Pro | Long context, research-style tasks | 2 credits |
| Claude Opus 4.8 | Deep, careful work on your hardest problems | 5 credits |
| Claude Fable 5 | The deepest model, top-end reasoning | 8 credits |
Credits run every AI action, not just chat: talk to Midas, build products, get task suggestions from your goals and finances, and read documents you attach.
Use the cheap model for everyday work and save the premium models for the hard stuff, so your pool goes much further.
On the top tier you can plug in your own AI provider key. You spend plan credits first, then it switches to your key automatically, so you are never cut off.
Beta is free while we build. Join now and you help shape the plans and get in before anyone else.